Alberta Solar Financing

The Clean Energy Improvement Program (CEIP)

The CEIP lets Alberta homeowners finance solar panels through their property tax bill, with no upfront cost and no separate bank loan. Here's the current status across the province.

September 2026 Status: CEIP is open in Medicine Hat, Spruce Grove, Drayton Valley, Banff, Jasper, and several smaller municipalities. Edmonton, Calgary, St. Albert, Lethbridge, Beaumont, Okotoks, Cold Lake, Sturgeon County, and Wetaskiwin are on waitlists. Airdrie, Strathcona County, Leduc, Devon, Grande Prairie, Canmore, and Rocky Mountain House are closed. Status windows change quickly and this table may not be accurate by the time you read it — best to speak with our solar advisors for the latest updates.

What is the CEIP?

The Clean Energy Improvement Program (CEIP) is a municipal financing tool for energy efficiency upgrades, including solar panels, insulation, and efficient heating systems. It's Alberta's version of PACE (Property Assessed Clean Energy) financing, administered city-by-city through Alberta Municipalities.

Instead of taking out a traditional bank loan, you finance your solar system directly through your property tax bill. The municipality pays your installer upfront, and you repay over 15 to 20 years as part of your annual property taxes.

How CEIP Works: Step by Step

  • Check your city's eligibility. CEIP is offered by participating municipalities. Not every city has joined yet.
  • Book an EnerGuide home evaluation (takes 3 to 6 weeks to book and complete).
  • Apply through your municipality for CEIP approval before beginning any work.
  • Get a full solar system design and detailed quotes from CEIP-qualified contractors.
  • Your municipality pays the installer once the system is installed and inspected.
  • You repay gradually, added to your property tax bill over the project life (often 15 to 20 years).

Why Alberta Solar + CEIP Makes Sense

  • Alberta enjoys 17+ hours of summer daylight
  • Net billing credits extra summer power toward winter bills
  • CEIP financing removes the need for loans or lines of credit
  • Homes with solar typically see higher resale value
Alberta home with rooftop solar panels financed through CEIP

Example: Typical Alberta Home with CEIP

Let's break down a common scenario for an average household:

  • System Size: 8 kW (about 18–20 solar panels)
  • Installed Cost: ~$24,000
  • Financing: CEIP, 15-year term, ~3.5% interest (varies by municipality)
  • Annual Energy Offset: ~$1,500 in electricity savings
  • First Year Net Cost: Around $500 saved, even after CEIP payments
  • Break-Even Point: ~11 years
  • Lifetime Savings (25 years): $30,000–$45,000 (depending on usage and rate increases)

Key Benefits of CEIP for Homeowners

  • ✅ No upfront costs, start saving from day one
  • ✅ Easy repayment added to property tax bill
  • ✅ Program stays with the home if you sell
  • ✅ Boosts home value and long-term savings
  • ✅ Backed by Alberta municipalities
Alberta homeowners are taking advantage of the CEIP loan.

Which Alberta Cities & Towns Offer CEIP

Here's the current status for the municipalities we get asked about most, updated as we verify with each city:

Click your city or town to open its official CEIP page in a new tab:

Note: Status windows change quickly and this table may not be accurate by the time you read it. Best to confirm status on your city's page or speak with our solar advisors for the latest updates.

MunicipalityStatusKey Terms
EdmontonWaitlistNearing capacity, new submissions go to waitlist.
CalgaryWaitlistReopens Sept 22 at 9 a.m.
St. AlbertWaitlistAccepting waitlist only.
LethbridgeWaitlistAt capacity since launch, waitlist.
AirdrieClosedNo longer accepting applications.
Strathcona CountyClosedClosed to new pre-quals, existing waitlist processed.
Medicine HatOpen3.25% rate. Includes a 6.6% project incentive to reduce total cost.
Spruce GroveOpen3.5% rate + 7.5% rebate on financed project costs.
Alberta home with solar panels financed through CEIP

Why Get Started Even If Your City is Paused

CEIP requires several steps that take time to complete before you can submit an application. Getting this groundwork done now means when your city's funding reopens, you can submit immediately while others are still figuring out what solar even costs.

  • EnerGuide home evaluation (3 to 6 weeks to book and complete)
  • Full solar system design with production modelling
  • Detailed quotes from CEIP-qualified contractors
  • Organized paperwork submitted correctly on time

Why Most Homeowners Use a Contractor/Third Party

Technically, you can manage CEIP on your own. In practice, most homeowners find it easier to work with a contractor who:

  • Designs a code-compliant solar system that meets CEIP rules
  • Coordinates the EnerGuide evaluations
  • Prepares the CEIP-compatible quote and documentation
  • Handles permits, inspections, and installation
  • Keeps track of CEIP-specific forms, deadlines, and rules

That's what we do every day.

Client Case Study

St. Albert Homeowner Beats the CEIP Queue

The Situation

A homeowner near Lacombe Park in St. Albert heard about CEIP reopening in spring 2025 but had not yet done any preparation. With limited spots available, being application-ready was critical.

Our Approach

We helped them complete an EnerGuide evaluation, designed an 8.4 kW system for their two-storey home, and had all CEIP documentation organized and ready to submit the day St. Albert's intake opened.

The Outcome

Their application was approved within three weeks at the 3.75% municipal rate. Monthly repayment was added to their property tax bill at $152/month, while their electricity costs dropped by approximately $190/month.

Client name changed. Results vary based on individual circumstances. Prior results do not guarantee similar outcomes.

For more information on the CEIP program itself, visit ceip.abmunis.ca, the official program site run by Alberta Municipalities.

Alberta CEIP Status Matrix

Last verified: September 2026 — Status sourced directly from official municipal pages. Status windows change quickly and this table may not be accurate by the time you read it — best to speak with our solar advisors for the latest updates.

Status Key

Open , Accepting new applications now.
Paused / Waitlist , At capacity or temporarily paused.
Closed , No longer accepting applications.

Status windows change quickly and this table may not be accurate by the time you read it — always verify directly on the municipality's CEIP page, or speak with our solar advisors for the latest updates. Calgary residential intake reopens September 22, 2026.

Common Questions

CEIP Frequently Asked Questions

Interest rates vary by municipality. Calgary's 2025 rate was 3.75%. Other cities set their own rates, typically between 3% and 5%. The rate is fixed for the life of the loan. Contact your city directly or ask us and we'll look up the current rate for your municipality.
The CEIP financing attaches to the property, not the borrower. When you sell your home, the remaining balance can transfer to the new owner as part of the property tax obligation. This is typically disclosed during the real estate transaction. Many buyers view it favourably since they're essentially inheriting a solar system with a relatively low-interest payment already built into the tax bill.
You need to apply for CEIP approval before work begins, but you do need quotes from CEIP-qualified contractors as part of the application. We can help connect you with qualified installers in your city and manage the documentation process so everything is organized and ready to submit.
As of September 2026, availability varies widely by municipality — some cities are open, others are waitlist-only, and a few are closed to new applications. Status windows change quickly and can shift with little notice, so the safest way to get an accurate answer for your city is to visit ceip.abmunis.ca or fill out our form and speak with one of our solar advisors for the latest updates.
No. CEIP can cover various energy efficiency improvements including solar panels, battery storage, heat pumps, insulation, window upgrades, and more, depending on your municipality's eligible project list. Solar panels are the most common and popular application, but many homeowners bundle multiple upgrades into a single CEIP project to maximize the financing.

Get CEIP-ready for your Alberta city

We'll design your system, confirm CEIP availability in your city, and get all your paperwork organized so you're first in line when funding opens.